Privacy Policy

Our Privacy Commitment

At valoriquenox, we respect your privacy and are committed to protecting your personal information. This policy explains how we collect, use, and safeguard your data when you use our services.

We comply with Australian privacy laws, including the Privacy Act 1988, and follow best practices for data protection and security.

Information We Collect

We collect information necessary to provide our financial planning consultation services:

• • Contact information including name, address, phone number, and email
• • Financial information relevant to our consultation services
• • Communication records and consultation notes
• • Website usage data and technical information

How We Use Your Information

We use collected information for the following purposes:

• • Providing financial planning consultations and analytical services
• • Communicating about appointments and service updates
• • Improving our services and website functionality
• • Complying with legal and regulatory requirements
• • Protecting against fraud and ensuring security

Legal Basis for Processing

We process your information based on several legal foundations:

We process your data on the basis of consent and legitimate business interest.: Consent / Legitimate Interest

• • Consent for consultation services and communications
• • Legitimate interest in providing and improving our services
• • Legal obligation for record-keeping and compliance

Data Sharing and Disclosure

We may share your information in limited circumstances:

• • With service providers who assist in delivering our services
• • When required by law or regulatory authorities
• • To protect our rights and prevent fraud or illegal activity
• • With your explicit consent for specific purposes

Data Security

We implement appropriate technical and organisational measures to protect your personal information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet is completely secure.

Data Retention

We retain your personal information only as long as necessary to fulfil the purposes outlined in this policy, comply with legal obligations, and resolve disputes. Individual results may vary based on specific circumstances.

Your Privacy Rights

Under Australian privacy law, you have several rights regarding your personal information:

• • Access to your personal information we hold
• • Correction of inaccurate or incomplete information
• • Deletion of your personal information in certain circumstances
• • Restriction of processing in specific situations
• • Data portability where technically feasible
• • Right to object to certain types of processing
• • Withdrawal of consent for voluntary data processing

Cookies and Tracking

We use cookies and similar technologies to enhance your website experience and analyse usage patterns.

For detailed information about our cookie practices, please review our Cookie Policy. Cookie Policy

Third-Party Links

Our website may contain links to external sites. We're not responsible for the privacy practices of these third-party websites. We encourage you to review their privacy policies before providing any information.

Children's Privacy

Our services are intended for adults aged 18 and over. We don't knowingly collect personal information from children under 18 years of age.

18+ only

Privacy Policy Updates

We may update this privacy policy from time to time to reflect changes in our practices or applicable laws. We'll notify you of significant changes through our website or direct communication.

Contact Information

For privacy-related questions or to exercise your rights, contact our Privacy Officer at contact@valoriquenox.com or +61 284-508-310.

This disclaimer was last updated on August 29, 2025.